Call reports 2016
SECURITY FIRST BANK — 2016
What SECURITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 895,506,000 | 923,246,000 | 950,507,000 | 932,952,000 |
| Total loans | 561,392,000 | 599,599,000 | 637,269,000 | 633,776,000 |
| Allowance for loan losses | 9,650,000 | 10,657,000 | 10,893,000 | 11,195,000 |
| Securities available for sale | 242,885,000 | 230,745,000 | 211,389,000 | 200,387,000 |
| Securities held to maturity | 2,424,000 | 4,172,000 | 4,172,000 | 4,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 710,339,000 | 690,824,000 | 699,610,000 | 723,261,000 |
| Interest-bearing deposits | 546,868,000 | 538,098,000 | 545,563,000 | 558,157,000 |
| Noninterest-bearing deposits | 163,471,000 | 152,726,000 | 154,047,000 | 165,104,000 |
| Equity capital | 89,566,000 | 91,267,000 | 93,368,000 | 89,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,559,000 | 15,397,000 | 23,780,000 | 32,117,000 |
| Interest expense | 807,000 | 1,651,000 | 2,531,000 | 3,264,000 |
| Net interest income | 6,752,000 | 13,746,000 | 21,249,000 | 28,853,000 |
| Noninterest income | 2,085,000 | 4,122,000 | 6,432,000 | 8,633,000 |
| Noninterest expense | 6,404,000 | 12,792,000 | 19,762,000 | 26,811,000 |
| Provision for loan losses | 0 | 845,000 | 1,050,000 | 1,350,000 |
| Pretax income | 2,493,000 | 4,488,000 | 7,297,000 | 9,753,000 |
| Income tax | 771,000 | 1,402,000 | 2,271,000 | 3,038,000 |
| Net income | 1,722,000 | 3,086,000 | 5,026,000 | 6,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,522,000 | 77,978,000 | 80,009,000 | 77,791,000 |
| Total capital | 85,147,000 | 86,853,000 | 89,388,000 | 87,031,000 |
| Risk-weighted assets | 688,546,000 | 707,719,000 | 748,374,000 | 736,736,000 |