Call reports 2015
SECURITY FIRST BANK — 2015
What SECURITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 860,051,000 | 843,295,000 | 883,368,000 | 891,231,000 |
| Total loans | 534,211,000 | 558,417,000 | 558,679,000 | 569,717,000 |
| Allowance for loan losses | 9,197,000 | 9,412,000 | 9,527,000 | 9,637,000 |
| Securities available for sale | 221,421,000 | 196,751,000 | 197,267,000 | 221,463,000 |
| Securities held to maturity | 0 | 2,424,000 | 2,424,000 | 2,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 723,271,000 | 706,318,000 | 750,157,000 | 750,957,000 |
| Interest-bearing deposits | 560,417,000 | 558,265,000 | 558,564,000 | 565,221,000 |
| Noninterest-bearing deposits | 162,854,000 | 148,053,000 | 191,593,000 | 185,736,000 |
| Equity capital | 87,315,000 | 88,194,000 | 89,823,000 | 87,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,205,000 | 14,694,000 | 22,269,000 | 29,954,000 |
| Interest expense | 906,000 | 1,741,000 | 2,538,000 | 3,320,000 |
| Net interest income | 6,299,000 | 12,953,000 | 19,731,000 | 26,634,000 |
| Noninterest income | 1,978,000 | 3,924,000 | 6,126,000 | 8,674,000 |
| Noninterest expense | 6,759,000 | 13,147,000 | 20,147,000 | 26,789,000 |
| Provision for loan losses | 128,000 | 214,000 | 314,000 | 414,000 |
| Pretax income | 1,591,000 | 3,903,000 | 5,828,000 | 8,662,000 |
| Income tax | 387,000 | 1,018,000 | 1,521,000 | 2,596,000 |
| Net income | 1,204,000 | 2,885,000 | 4,307,000 | 6,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,333,000 | 75,105,000 | 76,620,000 | 74,470,000 |
| Total capital | 81,459,000 | 83,368,000 | 85,002,000 | 83,011,000 |
| Risk-weighted assets | 649,044,000 | 659,030,000 | 668,544,000 | 681,318,000 |