Call reports 2014
SECURITY FIRST BANK — 2014
What SECURITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 865,410,000 | 847,161,000 | 857,764,000 | 891,075,000 |
| Total loans | 510,687,000 | 535,563,000 | 527,620,000 | 532,071,000 |
| Allowance for loan losses | 8,779,000 | 9,132,000 | 9,274,000 | 8,897,000 |
| Securities available for sale | 263,902,000 | 219,491,000 | 228,045,000 | 237,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,027,000 | 676,007,000 | 694,874,000 | 740,757,000 |
| Interest-bearing deposits | 543,210,000 | 538,352,000 | 545,933,000 | 566,786,000 |
| Noninterest-bearing deposits | 147,817,000 | 137,655,000 | 148,940,000 | 173,971,000 |
| Equity capital | 83,314,000 | 85,949,000 | 87,770,000 | 85,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,235,000 | 15,125,000 | 22,817,000 | 30,303,000 |
| Interest expense | 1,148,000 | 2,283,000 | 3,402,000 | 4,415,000 |
| Net interest income | 6,087,000 | 12,842,000 | 19,415,000 | 25,888,000 |
| Noninterest income | 1,757,000 | 3,724,000 | 5,903,000 | 8,103,000 |
| Noninterest expense | 6,665,000 | 12,841,000 | 19,330,000 | 25,677,000 |
| Provision for loan losses | 410,000 | 485,000 | 485,000 | 485,000 |
| Pretax income | 832,000 | 3,449,000 | 5,977,000 | 8,368,000 |
| Income tax | 112,000 | 825,000 | 1,494,000 | 2,152,000 |
| Net income | 720,000 | 2,624,000 | 4,483,000 | 6,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,393,000 | 69,526,000 | 71,614,000 | 69,567,000 |
| Total capital | 75,313,000 | 77,352,000 | 79,321,000 | 77,682,000 |
| Risk-weighted assets | 632,713,000 | 624,766,000 | 615,017,000 | 648,413,000 |