Call reports 2013
SECURITY FIRST BANK — 2013
What SECURITY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 874,199,000 | 874,763,000 | 891,529,000 | 879,159,000 |
| Total loans | 447,115,000 | 485,316,000 | 503,051,000 | 510,587,000 |
| Allowance for loan losses | 8,595,000 | 8,993,000 | 9,034,000 | 8,971,000 |
| Securities available for sale | 324,872,000 | 301,068,000 | 293,522,000 | 266,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,292,000 | 687,281,000 | 702,001,000 | 720,502,000 |
| Interest-bearing deposits | 561,495,000 | 545,751,000 | 560,587,000 | 554,434,000 |
| Noninterest-bearing deposits | 151,798,000 | 141,530,000 | 141,414,000 | 166,068,000 |
| Equity capital | 81,946,000 | 80,043,000 | 81,066,000 | 82,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,937,000 | 14,305,000 | 21,705,000 | 29,309,000 |
| Interest expense | 1,289,000 | 2,544,000 | 3,780,000 | 4,991,000 |
| Net interest income | 5,648,000 | 11,761,000 | 17,925,000 | 24,318,000 |
| Noninterest income | 2,128,000 | 3,684,000 | 5,473,000 | 7,285,000 |
| Noninterest expense | 6,244,000 | 12,197,000 | 18,622,000 | 24,794,000 |
| Provision for loan losses | 275,000 | 775,000 | 1,000,000 | 1,275,000 |
| Pretax income | 1,469,000 | 3,032,000 | 4,614,000 | 7,009,000 |
| Income tax | 327,000 | 672,000 | 1,051,000 | 2,044,000 |
| Net income | 1,142,000 | 2,360,000 | 3,563,000 | 4,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,469,000 | 65,896,000 | 67,307,000 | 68,917,000 |
| Total capital | 72,023,000 | 73,798,000 | 75,385,000 | 76,853,000 |
| Risk-weighted assets | 603,273,000 | 631,071,000 | 645,279,000 | 633,808,000 |