Call reports 2012
SECURITY FIRST BANK — 2012
What SECURITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 854,727,000 | 849,658,000 | 859,727,000 | 881,054,000 |
| Total loans | 410,569,000 | 434,143,000 | 438,769,000 | 444,776,000 |
| Allowance for loan losses | 8,115,000 | 8,349,000 | 8,266,000 | 8,325,000 |
| Securities available for sale | 357,057,000 | 321,210,000 | 311,105,000 | 291,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 650,457,000 | 653,971,000 | 681,145,000 | 720,946,000 |
| Interest-bearing deposits | 520,303,000 | 521,409,000 | 536,328,000 | 552,191,000 |
| Noninterest-bearing deposits | 130,153,000 | 132,562,000 | 144,817,000 | 168,756,000 |
| Equity capital | 75,647,000 | 77,065,000 | 79,003,000 | 80,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,152,000 | 14,597,000 | 22,074,000 | 29,376,000 |
| Interest expense | 1,549,000 | 3,040,000 | 4,487,000 | 5,869,000 |
| Net interest income | 5,603,000 | 11,557,000 | 17,587,000 | 23,507,000 |
| Noninterest income | 1,909,000 | 3,636,000 | 5,539,000 | 7,509,000 |
| Noninterest expense | 6,322,000 | 12,229,000 | 18,699,000 | 24,577,000 |
| Provision for loan losses | 120,000 | 430,000 | 730,000 | 1,030,000 |
| Pretax income | 1,185,000 | 3,035,000 | 4,204,000 | 6,169,000 |
| Income tax | 232,000 | 613,000 | 811,000 | 642,000 |
| Net income | 953,000 | 2,422,000 | 3,393,000 | 5,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,921,000 | 59,598,000 | 60,777,000 | 63,119,000 |
| Total capital | 64,718,000 | 66,558,000 | 67,829,000 | 70,310,000 |
| Risk-weighted assets | 542,443,000 | 556,254,000 | 562,909,000 | 574,167,000 |