Call reports 2011
SECURITY FIRST BANK — 2011
What SECURITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 815,621,000 | 765,826,000 | 775,915,000 | 830,520,000 |
| Total loans | 385,085,000 | 383,837,000 | 385,915,000 | 408,093,000 |
| Allowance for loan losses | 8,926,000 | 9,057,000 | 8,316,000 | 8,292,000 |
| Securities available for sale | 347,300,000 | 301,834,000 | 300,230,000 | 332,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,050,000 | 612,436,000 | 629,275,000 | 644,281,000 |
| Interest-bearing deposits | 527,786,000 | 516,524,000 | 523,968,000 | 517,880,000 |
| Noninterest-bearing deposits | 104,263,000 | 95,912,000 | 105,307,000 | 126,401,000 |
| Equity capital | 77,277,000 | 80,820,000 | 76,286,000 | 74,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,775,000 | 15,383,000 | 22,775,000 | 29,974,000 |
| Interest expense | 1,964,000 | 3,804,000 | 5,502,000 | 7,127,000 |
| Net interest income | 5,811,000 | 11,579,000 | 17,273,000 | 22,847,000 |
| Noninterest income | 2,217,000 | 4,187,000 | 7,016,000 | 10,317,000 |
| Noninterest expense | 6,106,000 | 12,623,000 | 19,275,000 | 25,525,000 |
| Provision for loan losses | 300,000 | 400,000 | 400,000 | 600,000 |
| Pretax income | 1,639,000 | 3,220,000 | 5,292,000 | 8,107,000 |
| Income tax | 465,000 | 836,000 | 1,412,000 | 1,413,000 |
| Net income | 1,174,000 | 2,384,000 | 3,880,000 | 6,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,594,000 | 62,019,000 | 57,729,000 | 56,759,000 |
| Total capital | 66,591,000 | 67,831,000 | 63,765,000 | 63,344,000 |
| Risk-weighted assets | 476,592,000 | 461,417,000 | 480,329,000 | 526,628,000 |