Call reports 2010
SECURITY FIRST BANK — 2010
What SECURITY FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 774,315,000 | 771,121,000 | 790,052,000 | 815,778,000 |
| Total loans | 444,471,000 | 432,302,000 | 413,029,000 | 400,866,000 |
| Allowance for loan losses | 9,405,000 | 8,503,000 | 8,205,000 | 8,409,000 |
| Securities available for sale | 246,880,000 | 249,682,000 | 290,611,000 | 332,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,236,000 | 591,272,000 | 613,405,000 | 644,464,000 |
| Interest-bearing deposits | 510,006,000 | 504,596,000 | 519,369,000 | 536,622,000 |
| Noninterest-bearing deposits | 90,230,000 | 86,676,000 | 94,036,000 | 107,842,000 |
| Equity capital | 85,700,000 | 87,824,000 | 89,658,000 | 86,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,527,000 | 17,352,000 | 25,941,000 | 34,109,000 |
| Interest expense | 2,275,000 | 4,468,000 | 6,590,000 | 8,760,000 |
| Net interest income | 6,252,000 | 12,884,000 | 19,351,000 | 25,349,000 |
| Noninterest income | 3,276,000 | 5,617,000 | 8,278,000 | 10,869,000 |
| Noninterest expense | 5,855,000 | 12,113,000 | 17,873,000 | 24,999,000 |
| Provision for loan losses | 799,000 | 1,399,000 | 2,091,000 | 2,583,000 |
| Pretax income | 3,141,000 | 5,295,000 | 7,890,000 | 8,927,000 |
| Income tax | 526,000 | 1,068,000 | 1,786,000 | 1,737,000 |
| Net income | 2,615,000 | 4,227,000 | 6,104,000 | 7,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,452,000 | 67,279,000 | 69,369,000 | 67,670,000 |
| Total capital | 71,917,000 | 73,538,000 | 75,482,000 | 73,783,000 |
| Risk-weighted assets | 514,278,000 | 498,514,000 | 486,945,000 | 486,592,000 |