Call reports 2009
SECURITY FIRST BANK — 2009
What SECURITY FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 690,784,000 | 699,489,000 | 699,301,000 | 700,768,000 |
| Total loans | 462,444,000 | 460,603,000 | 444,916,000 | 424,866,000 |
| Allowance for loan losses | 8,528,000 | 8,671,000 | 8,739,000 | 8,972,000 |
| Securities available for sale | 135,647,000 | 164,080,000 | 174,681,000 | 180,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,081,000 | 516,412,000 | 526,825,000 | 534,327,000 |
| Interest-bearing deposits | 429,999,000 | 439,245,000 | 450,259,000 | 441,700,000 |
| Noninterest-bearing deposits | 89,082,000 | 77,167,000 | 76,565,000 | 92,627,000 |
| Equity capital | 76,877,000 | 77,941,000 | 80,401,000 | 77,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,010,000 | 17,932,000 | 26,724,000 | 35,209,000 |
| Interest expense | 3,125,000 | 6,157,000 | 8,881,000 | 11,363,000 |
| Net interest income | 5,885,000 | 11,775,000 | 17,843,000 | 23,846,000 |
| Noninterest income | 2,644,000 | 4,975,000 | 7,739,000 | 10,060,000 |
| Noninterest expense | 6,119,000 | 12,212,000 | 17,917,000 | 23,825,000 |
| Provision for loan losses | 598,000 | 1,279,000 | 1,789,000 | 2,702,000 |
| Pretax income | 1,958,000 | 3,077,000 | 5,703,000 | 7,708,000 |
| Income tax | 587,000 | 912,000 | 1,765,000 | 2,374,000 |
| Net income | 1,371,000 | 2,165,000 | 3,938,000 | 5,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,888,000 | 58,877,000 | 60,838,000 | 59,428,000 |
| Total capital | 64,376,000 | 65,346,000 | 67,120,000 | 65,462,000 |
| Risk-weighted assets | 517,015,000 | 515,347,000 | 500,070,000 | 479,773,000 |