Call reports 2008
SECURITY FIRST BANK — 2008
What SECURITY FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 517,110,000 | 503,041,000 | 677,200,000 | 686,792,000 |
| Total loans | 373,057,000 | 387,579,000 | 459,803,000 | 456,608,000 |
| Allowance for loan losses | 6,398,000 | 6,435,000 | 8,220,000 | 7,904,000 |
| Securities available for sale | 65,828,000 | 54,774,000 | 125,544,000 | 150,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,556,000 | 363,210,000 | 511,154,000 | 505,340,000 |
| Interest-bearing deposits | 308,995,000 | 302,775,000 | 434,031,000 | 421,108,000 |
| Noninterest-bearing deposits | 63,561,000 | 60,435,000 | 77,123,000 | 84,232,000 |
| Equity capital | 52,947,000 | 53,184,000 | 74,188,000 | 74,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,963,000 | 15,550,000 | 23,907,000 | 33,339,000 |
| Interest expense | 3,473,000 | 6,537,000 | 9,692,000 | 13,122,000 |
| Net interest income | 4,490,000 | 9,013,000 | 14,215,000 | 20,217,000 |
| Noninterest income | 2,634,000 | 4,971,000 | 7,666,000 | 9,693,000 |
| Noninterest expense | 4,652,000 | 9,983,000 | 15,702,000 | 22,340,000 |
| Provision for loan losses | 290,000 | 352,000 | 415,000 | 786,000 |
| Pretax income | 2,441,000 | 3,974,000 | 4,210,000 | 5,195,000 |
| Income tax | 815,000 | 1,331,000 | 1,415,000 | 1,572,000 |
| Net income | 1,626,000 | 2,643,000 | 2,795,000 | 3,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,526,000 | 42,201,000 | 55,532,000 | 56,220,000 |
| Total capital | 46,676,000 | 47,411,000 | 62,040,000 | 62,728,000 |
| Risk-weighted assets | 410,736,000 | 415,616,000 | 518,963,000 | 519,268,000 |