Call reports 2007
SECURITY FIRST BANK — 2007
What SECURITY FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 490,638,000 | 498,520,000 | 502,477,000 | 516,114,000 |
| Total loans | 356,828,000 | 372,738,000 | 370,536,000 | 378,622,000 |
| Allowance for loan losses | 6,380,000 | 6,514,000 | 6,090,000 | 6,167,000 |
| Securities available for sale | 61,526,000 | 63,099,000 | 69,151,000 | 73,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,131,000 | 355,742,000 | 359,648,000 | 372,924,000 |
| Interest-bearing deposits | 306,928,000 | 299,050,000 | 303,107,000 | 309,679,000 |
| Noninterest-bearing deposits | 59,203,000 | 56,692,000 | 56,541,000 | 63,245,000 |
| Equity capital | 51,979,000 | 50,864,000 | 51,823,000 | 51,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,041,000 | 16,157,000 | 24,483,000 | 32,885,000 |
| Interest expense | 3,531,000 | 7,114,000 | 10,900,000 | 14,680,000 |
| Net interest income | 4,510,000 | 9,043,000 | 13,583,000 | 18,205,000 |
| Noninterest income | 2,522,000 | 4,923,000 | 7,537,000 | 9,975,000 |
| Noninterest expense | 4,664,000 | 9,818,000 | 14,869,000 | 20,391,000 |
| Provision for loan losses | 200,000 | 295,000 | 428,000 | 622,000 |
| Pretax income | 2,234,000 | 3,924,000 | 5,897,000 | 7,258,000 |
| Income tax | 692,000 | 1,189,000 | 1,776,000 | 2,167,000 |
| Net income | 1,542,000 | 2,735,000 | 4,121,000 | 5,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,041,000 | 40,007,000 | 40,756,000 | 40,301,000 |
| Total capital | 45,970,000 | 45,061,000 | 45,803,000 | 45,473,000 |
| Risk-weighted assets | 392,879,000 | 402,888,000 | 402,729,000 | 412,776,000 |