Call reports 2006
SECURITY FIRST BANK — 2006
What SECURITY FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 489,915,000 | 503,629,000 | 503,299,000 | 500,605,000 |
| Total loans | 354,754,000 | 370,727,000 | 376,988,000 | 372,049,000 |
| Allowance for loan losses | 6,533,000 | 6,355,000 | 6,416,000 | 6,200,000 |
| Securities available for sale | 77,333,000 | 72,660,000 | 64,705,000 | 67,191,000 |
| Securities held to maturity | 145,000 | 135,000 | 135,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,349,000 | 359,976,000 | 361,203,000 | 367,405,000 |
| Interest-bearing deposits | 290,651,000 | 306,217,000 | 306,022,000 | 308,074,000 |
| Noninterest-bearing deposits | 53,698,000 | 53,759,000 | 55,181,000 | 59,331,000 |
| Equity capital | 49,935,000 | 50,312,000 | 51,983,000 | 50,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,317,000 | 15,054,000 | 23,183,000 | 31,384,000 |
| Interest expense | 2,855,000 | 6,072,000 | 9,691,000 | 13,310,000 |
| Net interest income | 4,462,000 | 8,982,000 | 13,492,000 | 18,074,000 |
| Noninterest income | 2,348,000 | 4,736,000 | 7,340,000 | 9,786,000 |
| Noninterest expense | 4,500,000 | 9,584,000 | 14,365,000 | 19,862,000 |
| Provision for loan losses | 138,000 | 276,000 | 414,000 | 551,000 |
| Pretax income | 2,160,000 | 3,845,000 | 5,990,000 | 7,387,000 |
| Income tax | 653,000 | 1,136,000 | 1,786,000 | 1,877,000 |
| Net income | 1,507,000 | 2,709,000 | 4,204,000 | 5,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,415,000 | 39,874,000 | 41,091,000 | 39,490,000 |
| Total capital | 44,277,000 | 44,958,000 | 46,190,000 | 44,570,000 |
| Risk-weighted assets | 387,264,000 | 405,431,000 | 406,592,000 | 405,302,000 |