Call reports 2005
SECURITY FIRST BANK — 2005
What SECURITY FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 499,992,000 | 495,760,000 | 507,473,000 | 502,572,000 |
| Total loans | 347,290,000 | 358,425,000 | 364,247,000 | 350,958,000 |
| Allowance for loan losses | 5,741,000 | 5,636,000 | 5,586,000 | 6,247,000 |
| Securities available for sale | 93,423,000 | 77,392,000 | 75,288,000 | 78,842,000 |
| Securities held to maturity | 370,000 | 145,000 | 145,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,722,000 | 343,029,000 | 354,347,000 | 356,238,000 |
| Interest-bearing deposits | 310,608,000 | 287,491,000 | 297,070,000 | 299,289,000 |
| Noninterest-bearing deposits | 59,114,000 | 55,538,000 | 57,277,000 | 56,949,000 |
| Equity capital | 46,473,000 | 47,976,000 | 49,257,000 | 48,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,421,000 | 13,259,000 | 20,482,000 | 27,949,000 |
| Interest expense | 2,300,000 | 4,708,000 | 7,311,000 | 10,105,000 |
| Net interest income | 4,121,000 | 8,551,000 | 13,171,000 | 17,844,000 |
| Noninterest income | 2,378,000 | 4,743,000 | 7,355,000 | 10,630,000 |
| Noninterest expense | 4,543,000 | 9,240,000 | 14,368,000 | 19,847,000 |
| Provision for loan losses | 108,000 | 380,000 | 488,000 | 1,074,000 |
| Pretax income | 1,865,000 | 3,718,000 | 5,712,000 | 7,594,000 |
| Income tax | 533,000 | 1,095,000 | 1,684,000 | 1,907,000 |
| Net income | 1,332,000 | 2,623,000 | 4,028,000 | 5,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,780,000 | 37,060,000 | 38,517,000 | 38,865,000 |
| Total capital | 40,521,000 | 41,878,000 | 43,489,000 | 43,725,000 |
| Risk-weighted assets | 378,258,000 | 384,634,000 | 397,127,000 | 387,380,000 |