Call reports 2004
SECURITY FIRST BANK — 2004
What SECURITY FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 444,331,000 | 467,586,000 | 461,787,000 | 490,799,000 |
| Total loans | 331,229,000 | 340,924,000 | 348,495,000 | 344,919,000 |
| Allowance for loan losses | 5,274,000 | 5,393,000 | 5,414,000 | 5,838,000 |
| Securities available for sale | 57,258,000 | 63,570,000 | 54,205,000 | 79,920,000 |
| Securities held to maturity | 465,000 | 369,000 | 370,000 | 370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,523,000 | 354,784,000 | 368,526,000 | 390,031,000 |
| Interest-bearing deposits | 309,181,000 | 299,808,000 | 314,175,000 | 323,239,000 |
| Noninterest-bearing deposits | 47,342,000 | 54,976,000 | 54,351,000 | 66,792,000 |
| Equity capital | 43,203,000 | 43,572,000 | 44,859,000 | 45,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,058,000 | 12,139,000 | 18,536,000 | 24,971,000 |
| Interest expense | 2,071,000 | 4,047,000 | 6,065,000 | 8,265,000 |
| Net interest income | 3,987,000 | 8,092,000 | 12,471,000 | 16,706,000 |
| Noninterest income | 2,755,000 | 5,664,000 | 8,765,000 | 10,787,000 |
| Noninterest expense | 5,741,000 | 11,058,000 | 16,693,000 | 21,919,000 |
| Provision for loan losses | 630,000 | 1,230,000 | 1,530,000 | 1,530,000 |
| Pretax income | 413,000 | 1,510,000 | 3,135,000 | 4,164,000 |
| Income tax | 14,000 | 240,000 | 692,000 | 699,000 |
| Net income | 399,000 | 1,270,000 | 2,443,000 | 3,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,551,000 | 33,429,000 | 34,586,000 | 34,354,000 |
| Total capital | 36,978,000 | 37,991,000 | 39,217,000 | 39,048,000 |
| Risk-weighted assets | 353,331,000 | 364,100,000 | 369,717,000 | 374,398,000 |