Call reports 2002
SECURITY FIRST BANK — 2002
What SECURITY FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 449,800,000 | 447,882,000 | 452,411,000 | 449,648,000 |
| Total loans | 322,206,000 | 325,629,000 | 323,844,000 | 315,976,000 |
| Allowance for loan losses | 4,794,000 | 4,922,000 | 4,904,000 | 4,828,000 |
| Securities available for sale | 64,223,000 | 60,631,000 | 57,460,000 | 53,281,000 |
| Securities held to maturity | 1,987,000 | 1,541,000 | 1,330,000 | 1,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,646,000 | 350,658,000 | 356,766,000 | 353,831,000 |
| Interest-bearing deposits | 313,686,000 | 311,392,000 | 311,104,000 | 310,008,000 |
| Noninterest-bearing deposits | 40,960,000 | 39,266,000 | 45,662,000 | 43,823,000 |
| Equity capital | 40,880,000 | 41,945,000 | 41,115,000 | 41,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,416,000 | 14,688,000 | 21,797,000 | 28,723,000 |
| Interest expense | 3,313,000 | 6,411,000 | 9,406,000 | 12,212,000 |
| Net interest income | 4,103,000 | 8,277,000 | 12,391,000 | 16,511,000 |
| Noninterest income | 2,212,000 | 4,882,000 | 7,957,000 | 10,602,000 |
| Noninterest expense | 4,772,000 | 9,360,000 | 14,350,000 | 18,780,000 |
| Provision for loan losses | 306,000 | 1,496,000 | 2,416,000 | 3,466,000 |
| Pretax income | 1,252,000 | 2,187,000 | 3,401,000 | 4,756,000 |
| Income tax | 288,000 | 481,000 | 799,000 | 1,146,000 |
| Net income | 964,000 | 1,706,000 | 1,059,000 | 2,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,520,000 | 29,968,000 | 30,784,000 | 31,441,000 |
| Total capital | 33,775,000 | 34,258,000 | 35,102,000 | 35,684,000 |
| Risk-weighted assets | 339,833,000 | 342,539,000 | 344,844,000 | 338,880,000 |