Call reports 2001
SECURITY FIRST BANK — 2001
What SECURITY FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 437,145,000 | 440,370,000 | 458,131,000 | 450,087,000 |
| Total loans | 309,285,000 | 312,461,000 | 316,470,000 | 314,552,000 |
| Allowance for loan losses | 4,194,000 | 4,610,000 | 4,701,000 | 4,838,000 |
| Securities available for sale | 66,665,000 | 60,339,000 | 62,841,000 | 55,841,000 |
| Securities held to maturity | 4,156,000 | 2,994,000 | 2,846,000 | 2,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,817,000 | 338,475,000 | 362,760,000 | 355,457,000 |
| Interest-bearing deposits | 305,644,000 | 299,374,000 | 318,901,000 | 313,758,000 |
| Noninterest-bearing deposits | 34,173,000 | 39,101,000 | 43,859,000 | 41,699,000 |
| Equity capital | 40,632,000 | 41,621,000 | 42,622,000 | 40,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,561,000 | 17,320,000 | 25,841,000 | 33,828,000 |
| Interest expense | 4,729,000 | 9,235,000 | 13,524,000 | 17,252,000 |
| Net interest income | 3,832,000 | 8,085,000 | 12,317,000 | 16,576,000 |
| Noninterest income | 1,655,000 | 3,542,000 | 5,827,000 | 7,769,000 |
| Noninterest expense | 4,293,000 | 8,713,000 | 13,447,000 | 18,647,000 |
| Provision for loan losses | 538,000 | 1,053,000 | 1,273,000 | 2,033,000 |
| Pretax income | 652,000 | 2,003,000 | 3,568,000 | 4,071,000 |
| Income tax | 163,000 | 586,000 | 1,171,000 | 1,498,000 |
| Net income | 489,000 | 1,417,000 | 2,397,000 | 2,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,230,000 | 29,373,000 | 30,430,000 | 28,843,000 |
| Total capital | 32,424,000 | 33,577,000 | 34,754,000 | 33,102,000 |
| Risk-weighted assets | 349,116,000 | 335,882,000 | 345,569,000 | 340,119,000 |