Call reports 2025
EVANGELINE BANK AND TRUST COMPANY, THE — 2025
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,079,448,000 | 1,098,916,000 | 1,109,100,000 | 1,119,590,000 |
| Total loans | 898,712,000 | 913,550,000 | 920,946,000 | 907,447,000 |
| Allowance for loan losses | 13,322,000 | 13,172,000 | 13,628,000 | 12,918,000 |
| Securities available for sale | 107,867,000 | 107,092,000 | 111,634,000 | 126,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 862,884,000 | 878,437,000 | 888,184,000 | 900,207,000 |
| Interest-bearing deposits | 667,478,000 | 670,063,000 | 682,132,000 | 667,075,000 |
| Noninterest-bearing deposits | 195,406,000 | 208,374,000 | 206,052,000 | 233,132,000 |
| Equity capital | 142,192,000 | 146,541,000 | 150,745,000 | 149,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,552,000 | 33,616,000 | 51,259,000 | 68,850,000 |
| Interest expense | 6,051,000 | 12,067,000 | 18,101,000 | 24,137,000 |
| Net interest income | 10,501,000 | 21,549,000 | 33,158,000 | 44,713,000 |
| Noninterest income | 855,000 | 2,797,000 | 3,735,000 | 4,655,000 |
| Noninterest expense | 6,224,000 | 12,938,000 | 19,158,000 | 26,190,000 |
| Provision for loan losses | 300,000 | 1,200,000 | 2,100,000 | 2,400,000 |
| Pretax income | 4,832,000 | 10,208,000 | 15,635,000 | 20,778,000 |
| Income tax | 1,015,000 | 2,144,000 | 3,473,000 | 3,763,000 |
| Net income | 3,817,000 | 8,064,000 | 12,162,000 | 17,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,427,000 | 146,673,000 | 150,772,000 | 149,954,000 |
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