Call reports 2022
EVANGELINE BANK AND TRUST COMPANY, THE — 2022
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 878,733,000 | 876,732,000 | 887,613,000 | 894,031,000 |
| Total loans | 695,573,000 | 734,984,000 | 759,806,000 | 774,347,000 |
| Allowance for loan losses | 6,446,000 | 6,757,000 | 7,459,000 | 7,775,000 |
| Securities available for sale | 116,882,000 | 62,803,000 | 72,455,000 | 68,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,228,000 | 733,325,000 | 719,879,000 | 709,008,000 |
| Interest-bearing deposits | 506,391,000 | 501,320,000 | 492,679,000 | 484,602,000 |
| Noninterest-bearing deposits | 233,837,000 | 232,005,000 | 227,200,000 | 224,406,000 |
| Equity capital | 119,787,000 | 121,895,000 | 124,662,000 | 123,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,624,000 | 18,064,000 | 28,452,000 | 39,522,000 |
| Interest expense | 633,000 | 1,349,000 | 2,300,000 | 3,682,000 |
| Net interest income | 7,991,000 | 16,715,000 | 26,152,000 | 35,840,000 |
| Noninterest income | 871,000 | 1,682,000 | 2,483,000 | 3,321,000 |
| Noninterest expense | 5,093,000 | 10,849,000 | 16,240,000 | 22,352,000 |
| Provision for loan losses | 591,000 | 1,171,000 | 1,956,000 | 2,270,000 |
| Pretax income | 3,178,000 | 6,377,000 | 10,439,000 | 14,539,000 |
| Income tax | 667,000 | 1,339,000 | 2,192,000 | 3,163,000 |
| Net income | 2,511,000 | 5,038,000 | 8,247,000 | 11,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,278,000 | 122,805,000 | 126,014,000 | 124,868,000 |