Call reports 2020
EVANGELINE BANK AND TRUST COMPANY, THE — 2020
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 604,620,000 | 663,080,000 | 688,730,000 | 735,532,000 |
| Total loans | 431,309,000 | 499,630,000 | 539,023,000 | 550,602,000 |
| Allowance for loan losses | 4,445,000 | 4,654,000 | 5,127,000 | 5,619,000 |
| Securities available for sale | 112,916,000 | 107,376,000 | 99,343,000 | 119,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,605,000 | 536,192,000 | 564,869,000 | 616,432,000 |
| Interest-bearing deposits | 358,220,000 | 375,858,000 | 401,781,000 | 426,422,000 |
| Noninterest-bearing deposits | 116,385,000 | 160,334,000 | 163,088,000 | 190,010,000 |
| Equity capital | 111,748,000 | 114,061,000 | 115,147,000 | 113,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,815,000 | 13,600,000 | 20,854,000 | 28,598,000 |
| Interest expense | 1,167,000 | 2,264,000 | 3,314,000 | 4,267,000 |
| Net interest income | 5,648,000 | 11,336,000 | 17,540,000 | 24,331,000 |
| Noninterest income | 664,000 | 1,285,000 | 1,901,000 | 2,531,000 |
| Noninterest expense | 4,780,000 | 9,690,000 | 14,046,000 | 17,188,000 |
| Provision for loan losses | 38,000 | 279,000 | 1,360,000 | 1,929,000 |
| Pretax income | 1,494,000 | 2,652,000 | 4,035,000 | 7,745,000 |
| Income tax | 314,000 | 557,000 | 847,000 | 1,645,000 |
| Net income | 1,180,000 | 2,095,000 | 3,188,000 | 6,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,266,000 | 113,181,000 | 114,274,000 | 112,926,000 |