Call reports 2018
EVANGELINE BANK AND TRUST COMPANY, THE — 2018
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 552,789,000 | 567,287,000 | 560,106,000 | 544,537,000 |
| Total loans | 363,532,000 | 384,282,000 | 401,545,000 | 414,686,000 |
| Allowance for loan losses | 4,223,000 | 4,229,000 | 4,243,000 | 4,250,000 |
| Securities available for sale | 142,653,000 | 136,291,000 | 111,982,000 | 95,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,189,000 | 457,820,000 | 448,462,000 | 426,324,000 |
| Interest-bearing deposits | 338,873,000 | 347,515,000 | 342,309,000 | 320,648,000 |
| Noninterest-bearing deposits | 106,316,000 | 110,305,000 | 106,153,000 | 105,676,000 |
| Equity capital | 105,170,000 | 106,250,000 | 107,239,000 | 106,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,501,000 | 11,325,000 | 17,454,000 | 23,859,000 |
| Interest expense | 475,000 | 1,029,000 | 1,674,000 | 2,430,000 |
| Net interest income | 5,026,000 | 10,296,000 | 15,780,000 | 21,429,000 |
| Noninterest income | 549,000 | 1,211,000 | 1,679,000 | 2,497,000 |
| Noninterest expense | 4,187,000 | 8,473,000 | 12,811,000 | 16,705,000 |
| Provision for loan losses | 140,000 | 220,000 | 298,000 | 534,000 |
| Pretax income | 1,249,000 | 2,815,000 | 4,351,000 | 6,696,000 |
| Income tax | 312,000 | 704,000 | 1,088,000 | 1,038,000 |
| Net income | 937,000 | 2,111,000 | 3,263,000 | 5,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,045,000 | 106,219,000 | 107,371,000 | 106,961,000 |
| Total capital | 109,268,000 | 110,448,000 | 111,614,000 | 111,211,000 |
| Risk-weighted assets | 341,530,000 | 377,254,000 | 387,768,000 | 384,529,000 |