Call reports 2017
EVANGELINE BANK AND TRUST COMPANY, THE — 2017
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 563,639,000 | 553,837,000 | 551,431,000 | 548,268,000 |
| Total loans | 355,258,000 | 356,430,000 | 369,048,000 | 363,848,000 |
| Allowance for loan losses | 4,552,000 | 5,205,000 | 4,223,000 | 4,258,000 |
| Securities available for sale | 157,425,000 | 151,918,000 | 137,642,000 | 134,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,261,000 | 445,426,000 | 441,256,000 | 442,143,000 |
| Interest-bearing deposits | 349,986,000 | 344,385,000 | 341,250,000 | 336,234,000 |
| Noninterest-bearing deposits | 104,275,000 | 101,041,000 | 100,006,000 | 105,909,000 |
| Equity capital | 103,424,000 | 104,079,000 | 105,091,000 | 104,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,178,000 | 10,575,000 | 16,164,000 | 21,729,000 |
| Interest expense | 427,000 | 847,000 | 1,268,000 | 1,705,000 |
| Net interest income | 4,751,000 | 9,728,000 | 14,896,000 | 20,024,000 |
| Noninterest income | 673,000 | 1,417,000 | 2,240,000 | 2,815,000 |
| Noninterest expense | 4,218,000 | 8,461,000 | 12,887,000 | 16,889,000 |
| Provision for loan losses | 180,000 | 988,000 | 1,067,000 | 1,157,000 |
| Pretax income | 1,026,000 | 1,696,000 | 3,266,000 | 4,877,000 |
| Income tax | 287,000 | 483,000 | 931,000 | 1,880,000 |
| Net income | 739,000 | 1,213,000 | 2,335,000 | 2,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,349,000 | 104,823,000 | 105,945,000 | 104,108,000 |
| Total capital | 108,345,000 | 108,926,000 | 110,161,000 | 108,312,000 |
| Risk-weighted assets | 319,088,000 | 327,126,000 | 337,284,000 | 336,324,000 |