Call reports 2016
EVANGELINE BANK AND TRUST COMPANY, THE — 2016
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 572,268,000 | 567,755,000 | 575,432,000 | 573,257,000 |
| Total loans | 335,234,000 | 345,727,000 | 350,432,000 | 349,223,000 |
| Allowance for loan losses | 4,080,000 | 4,095,000 | 4,098,000 | 4,553,000 |
| Securities available for sale | 175,262,000 | 170,101,000 | 171,491,000 | 166,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,544,000 | 446,842,000 | 454,894,000 | 451,079,000 |
| Interest-bearing deposits | 347,662,000 | 346,552,000 | 354,771,000 | 352,015,000 |
| Noninterest-bearing deposits | 104,882,000 | 100,290,000 | 100,123,000 | 99,064,000 |
| Equity capital | 102,789,000 | 103,970,000 | 104,861,000 | 102,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,097,000 | 10,242,000 | 15,494,000 | 20,841,000 |
| Interest expense | 434,000 | 865,000 | 1,294,000 | 1,727,000 |
| Net interest income | 4,663,000 | 9,377,000 | 14,200,000 | 19,114,000 |
| Noninterest income | 673,000 | 1,371,000 | 2,056,000 | 2,732,000 |
| Noninterest expense | 4,077,000 | 8,264,000 | 12,325,000 | 15,929,000 |
| Provision for loan losses | 89,000 | 166,000 | 239,000 | 831,000 |
| Pretax income | 1,170,000 | 2,318,000 | 3,692,000 | 5,086,000 |
| Income tax | 351,000 | 661,000 | 1,052,000 | 1,543,000 |
| Net income | 819,000 | 1,657,000 | 2,640,000 | 3,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,061,000 | 103,899,000 | 104,882,000 | 103,611,000 |
| Total capital | 106,893,000 | 107,733,000 | 108,756,000 | 107,517,000 |
| Risk-weighted assets | 306,294,000 | 306,418,000 | 309,662,000 | 311,871,000 |