Call reports 2015
EVANGELINE BANK AND TRUST COMPANY, THE — 2015
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 572,986,000 | 568,988,000 | 574,003,000 | 569,861,000 |
| Total loans | 326,161,000 | 331,637,000 | 339,615,000 | 335,265,000 |
| Allowance for loan losses | 4,021,000 | 4,030,000 | 4,031,000 | 4,040,000 |
| Securities available for sale | 184,183,000 | 172,373,000 | 166,835,000 | 179,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,584,000 | 450,396,000 | 451,686,000 | 451,568,000 |
| Interest-bearing deposits | 352,692,000 | 349,661,000 | 348,377,000 | 345,732,000 |
| Noninterest-bearing deposits | 97,892,000 | 100,735,000 | 103,309,000 | 105,836,000 |
| Equity capital | 99,610,000 | 100,230,000 | 101,159,000 | 101,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,078,000 | 10,183,000 | 15,397,000 | 20,560,000 |
| Interest expense | 457,000 | 909,000 | 1,360,000 | 1,801,000 |
| Net interest income | 4,621,000 | 9,274,000 | 14,037,000 | 18,759,000 |
| Noninterest income | 845,000 | 1,462,000 | 2,106,000 | 2,852,000 |
| Noninterest expense | 3,728,000 | 7,597,000 | 11,604,000 | 14,973,000 |
| Provision for loan losses | 102,000 | 212,000 | 258,000 | 325,000 |
| Pretax income | 1,636,000 | 2,927,000 | 4,281,000 | 6,313,000 |
| Income tax | 458,000 | 837,000 | 1,157,000 | 1,735,000 |
| Net income | 1,178,000 | 2,090,000 | 3,124,000 | 4,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,292,000 | 102,204,000 | 103,039,000 | 102,243,000 |
| Total capital | 104,913,000 | 105,873,000 | 106,793,000 | 105,939,000 |
| Risk-weighted assets | 289,251,000 | 293,167,000 | 300,029,000 | 295,325,000 |