Call reports 2014
EVANGELINE BANK AND TRUST COMPANY, THE — 2014
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 569,485,000 | 563,918,000 | 558,680,000 | 563,063,000 |
| Total loans | 289,673,000 | 302,775,000 | 321,958,000 | 327,471,000 |
| Allowance for loan losses | 3,926,000 | 3,928,000 | 4,015,000 | 4,016,000 |
| Securities available for sale | 219,630,000 | 211,213,000 | 194,834,000 | 176,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,933,000 | 456,778,000 | 449,457,000 | 443,379,000 |
| Interest-bearing deposits | 370,184,000 | 361,134,000 | 356,419,000 | 351,449,000 |
| Noninterest-bearing deposits | 93,749,000 | 95,644,000 | 93,038,000 | 91,930,000 |
| Equity capital | 98,234,000 | 99,376,000 | 100,187,000 | 98,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,858,000 | 9,900,000 | 15,087,000 | 20,416,000 |
| Interest expense | 529,000 | 1,037,000 | 1,530,000 | 2,008,000 |
| Net interest income | 4,329,000 | 8,863,000 | 13,557,000 | 18,408,000 |
| Noninterest income | 517,000 | 1,152,000 | 1,778,000 | 2,252,000 |
| Noninterest expense | 3,772,000 | 7,586,000 | 11,416,000 | 14,441,000 |
| Provision for loan losses | 207,000 | 334,000 | 541,000 | 813,000 |
| Pretax income | 867,000 | 2,095,000 | 3,378,000 | 5,732,000 |
| Income tax | 275,000 | 642,000 | 1,103,000 | 1,573,000 |
| Net income | 592,000 | 1,453,000 | 2,275,000 | 4,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,693,000 | 99,554,000 | 100,376,000 | 100,115,000 |
| Total capital | 102,097,000 | 103,110,000 | 104,057,000 | 103,813,000 |
| Risk-weighted assets | 271,760,000 | 284,093,000 | 294,129,000 | 295,520,000 |