Call reports 2013
EVANGELINE BANK AND TRUST COMPANY, THE — 2013
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 589,712,000 | 578,976,000 | 576,574,000 | 567,494,000 |
| Total loans | 284,503,000 | 290,736,000 | 295,762,000 | 286,071,000 |
| Allowance for loan losses | 3,910,000 | 3,915,000 | 3,917,000 | 3,921,000 |
| Securities available for sale | 183,784,000 | 189,564,000 | 207,651,000 | 212,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,571,000 | 473,507,000 | 470,039,000 | 463,598,000 |
| Interest-bearing deposits | 389,061,000 | 383,169,000 | 377,056,000 | 368,174,000 |
| Noninterest-bearing deposits | 95,510,000 | 90,338,000 | 92,983,000 | 95,424,000 |
| Equity capital | 96,227,000 | 96,353,000 | 96,697,000 | 97,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,068,000 | 10,223,000 | 15,333,000 | 20,408,000 |
| Interest expense | 727,000 | 1,404,000 | 2,021,000 | 2,589,000 |
| Net interest income | 4,341,000 | 8,819,000 | 13,312,000 | 17,819,000 |
| Noninterest income | 640,000 | 1,337,000 | 2,043,000 | 2,693,000 |
| Noninterest expense | 3,769,000 | 7,476,000 | 11,201,000 | 14,271,000 |
| Provision for loan losses | 20,000 | 87,000 | 285,000 | 508,000 |
| Pretax income | 1,192,000 | 2,593,000 | 3,869,000 | 5,733,000 |
| Income tax | 391,000 | 774,000 | 1,151,000 | 1,612,000 |
| Net income | 801,000 | 1,819,000 | 2,718,000 | 4,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,905,000 | 97,923,000 | 98,822,000 | 98,100,000 |
| Total capital | 100,203,000 | 101,266,000 | 102,275,000 | 101,491,000 |
| Risk-weighted assets | 263,236,000 | 266,864,000 | 275,745,000 | 270,724,000 |