Call reports 2012
EVANGELINE BANK AND TRUST COMPANY, THE — 2012
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 586,495,000 | 577,701,000 | 578,677,000 | 570,825,000 |
| Total loans | 307,438,000 | 308,261,000 | 307,901,000 | 293,018,000 |
| Allowance for loan losses | 3,614,000 | 3,699,000 | 3,756,000 | 3,822,000 |
| Securities available for sale | 201,360,000 | 187,289,000 | 189,246,000 | 190,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,964,000 | 474,770,000 | 473,868,000 | 467,188,000 |
| Interest-bearing deposits | 401,445,000 | 391,628,000 | 392,726,000 | 382,462,000 |
| Noninterest-bearing deposits | 83,519,000 | 83,142,000 | 81,142,000 | 84,726,000 |
| Equity capital | 93,703,000 | 94,978,000 | 96,209,000 | 95,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,778,000 | 11,474,000 | 17,117,000 | 22,509,000 |
| Interest expense | 1,021,000 | 1,986,000 | 2,914,000 | 3,769,000 |
| Net interest income | 4,757,000 | 9,488,000 | 14,203,000 | 18,740,000 |
| Noninterest income | 586,000 | 1,332,000 | 2,128,000 | 2,783,000 |
| Noninterest expense | 3,751,000 | 7,576,000 | 11,288,000 | 13,817,000 |
| Provision for loan losses | 305,000 | 605,000 | 905,000 | 1,205,000 |
| Pretax income | 1,287,000 | 2,639,000 | 4,138,000 | 6,501,000 |
| Income tax | 417,000 | 745,000 | 1,252,000 | 1,761,000 |
| Net income | 870,000 | 1,894,000 | 2,886,000 | 4,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,763,000 | 92,788,000 | 93,779,000 | 93,069,000 |
| Total capital | 95,291,000 | 96,293,000 | 97,276,000 | 96,417,000 |
| Risk-weighted assets | 282,167,000 | 280,189,000 | 279,499,000 | 267,385,000 |