Call reports 2011
EVANGELINE BANK AND TRUST COMPANY, THE — 2011
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 593,425,000 | 573,453,000 | 566,985,000 | 579,558,000 |
| Total loans | 334,808,000 | 330,262,000 | 328,794,000 | 314,994,000 |
| Allowance for loan losses | 3,855,000 | 3,504,000 | 3,383,000 | 3,418,000 |
| Securities available for sale | 156,295,000 | 137,812,000 | 134,076,000 | 150,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,428,000 | 472,800,000 | 467,421,000 | 479,304,000 |
| Interest-bearing deposits | 408,585,000 | 392,510,000 | 389,141,000 | 400,562,000 |
| Noninterest-bearing deposits | 81,843,000 | 80,290,000 | 78,280,000 | 78,742,000 |
| Equity capital | 91,299,000 | 92,749,000 | 93,019,000 | 92,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,428,000 | 12,730,000 | 19,001,000 | 25,015,000 |
| Interest expense | 1,411,000 | 2,724,000 | 3,915,000 | 5,036,000 |
| Net interest income | 5,017,000 | 10,006,000 | 15,086,000 | 19,979,000 |
| Noninterest income | 557,000 | 1,215,000 | 1,029,000 | 1,705,000 |
| Noninterest expense | 3,646,000 | 7,253,000 | 11,035,000 | 13,579,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,000,000 | 1,300,000 |
| Pretax income | 1,630,000 | 3,270,000 | 4,082,000 | 6,807,000 |
| Income tax | 439,000 | 957,000 | 1,707,000 | 2,098,000 |
| Net income | 1,191,000 | 2,313,000 | 2,375,000 | 4,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,932,000 | 91,054,000 | 91,116,000 | 90,894,000 |
| Total capital | 93,787,000 | 94,558,000 | 94,499,000 | 94,312,000 |
| Risk-weighted assets | 319,373,000 | 307,754,000 | 301,950,000 | 291,399,000 |