Call reports 2009
EVANGELINE BANK AND TRUST COMPANY, THE — 2009
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 568,889,000 | 571,847,000 | 570,768,000 | 564,922,000 |
| Total loans | 355,552,000 | 365,296,000 | 372,167,000 | 363,308,000 |
| Allowance for loan losses | 3,657,000 | 3,912,000 | 3,783,000 | 4,346,000 |
| Securities available for sale | 134,179,000 | 130,943,000 | 135,244,000 | 123,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,383,000 | 440,273,000 | 422,299,000 | 416,951,000 |
| Interest-bearing deposits | 334,978,000 | 347,251,000 | 336,018,000 | 342,960,000 |
| Noninterest-bearing deposits | 96,405,000 | 93,022,000 | 86,281,000 | 73,991,000 |
| Equity capital | 82,384,000 | 83,950,000 | 83,913,000 | 87,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,402,000 | 14,774,000 | 22,291,000 | 29,470,000 |
| Interest expense | 2,348,000 | 4,609,000 | 6,712,000 | 8,491,000 |
| Net interest income | 5,054,000 | 10,165,000 | 15,579,000 | 20,979,000 |
| Noninterest income | 762,000 | 1,536,000 | 2,371,000 | 3,194,000 |
| Noninterest expense | 3,398,000 | 6,929,000 | 10,705,000 | 13,647,000 |
| Provision for loan losses | 450,000 | 910,000 | 3,350,000 | 4,500,000 |
| Pretax income | 1,968,000 | 3,862,000 | 3,895,000 | 6,026,000 |
| Income tax | 626,000 | 1,363,000 | 1,977,000 | 1,366,000 |
| Net income | 1,342,000 | 2,499,000 | 1,918,000 | 4,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,249,000 | 85,405,000 | 84,824,000 | 85,635,000 |
| Total capital | 87,906,000 | 89,317,000 | 88,607,000 | 89,954,000 |
| Risk-weighted assets | 347,984,000 | 353,718,000 | 357,592,000 | 345,510,000 |