Call reports 2008
EVANGELINE BANK AND TRUST COMPANY, THE — 2008
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 526,050,000 | 524,601,000 | 564,760,000 | 558,156,000 |
| Total loans | 326,584,000 | 341,887,000 | 360,166,000 | 353,992,000 |
| Allowance for loan losses | 3,364,000 | 3,199,000 | 2,785,000 | 3,937,000 |
| Securities available for sale | 127,826,000 | 127,943,000 | 130,648,000 | 144,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,006,000 | 400,789,000 | 426,497,000 | 422,006,000 |
| Interest-bearing deposits | 331,663,000 | 331,413,000 | 320,462,000 | 328,629,000 |
| Noninterest-bearing deposits | 69,343,000 | 69,376,000 | 106,035,000 | 93,377,000 |
| Equity capital | 79,760,000 | 80,659,000 | 82,552,000 | 79,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,079,000 | 16,044,000 | 24,096,000 | 31,931,000 |
| Interest expense | 3,466,000 | 6,628,000 | 9,546,000 | 12,258,000 |
| Net interest income | 4,613,000 | 9,416,000 | 14,550,000 | 19,673,000 |
| Noninterest income | 924,000 | 1,921,000 | 2,782,000 | 3,604,000 |
| Noninterest expense | 3,057,000 | 6,222,000 | 9,493,000 | 12,100,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,400,000 |
| Pretax income | 2,480,000 | 5,132,000 | 7,862,000 | 9,800,000 |
| Income tax | 777,000 | 1,633,000 | 2,500,000 | 3,106,000 |
| Net income | 1,703,000 | 3,499,000 | 5,362,000 | 6,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,090,000 | 81,887,000 | 83,750,000 | 82,906,000 |
| Total capital | 83,454,000 | 85,086,000 | 86,535,000 | 86,843,000 |
| Risk-weighted assets | 326,739,000 | 335,451,000 | 357,752,000 | 349,442,000 |