Call reports 2007
EVANGELINE BANK AND TRUST COMPANY, THE — 2007
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 480,479,000 | 494,289,000 | 501,512,000 | 515,588,000 |
| Total loans | 298,993,000 | 313,773,000 | 318,513,000 | 320,382,000 |
| Allowance for loan losses | 3,717,000 | 3,625,000 | 3,559,000 | 3,541,000 |
| Securities available for sale | 115,555,000 | 125,121,000 | 125,544,000 | 116,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,019,000 | 387,537,000 | 391,042,000 | 396,105,000 |
| Interest-bearing deposits | 319,800,000 | 319,700,000 | 325,044,000 | 329,639,000 |
| Noninterest-bearing deposits | 67,219,000 | 67,837,000 | 65,998,000 | 66,466,000 |
| Equity capital | 75,779,000 | 76,718,000 | 78,825,000 | 77,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,576,000 | 15,454,000 | 23,605,000 | 31,819,000 |
| Interest expense | 3,253,000 | 6,718,000 | 10,342,000 | 13,932,000 |
| Net interest income | 4,323,000 | 8,736,000 | 13,263,000 | 17,887,000 |
| Noninterest income | 710,000 | 1,545,000 | 2,442,000 | 3,307,000 |
| Noninterest expense | 2,862,000 | 5,934,000 | 9,105,000 | 12,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,171,000 | 4,347,000 | 6,608,000 | 8,913,000 |
| Income tax | 679,000 | 1,471,000 | 2,184,000 | 2,700,000 |
| Net income | 1,492,000 | 2,876,000 | 4,424,000 | 6,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,842,000 | 77,226,000 | 78,773,000 | 78,388,000 |
| Total capital | 79,559,000 | 80,851,000 | 82,332,000 | 81,929,000 |
| Risk-weighted assets | 297,685,000 | 309,503,000 | 314,537,000 | 320,761,000 |