Call reports 2002
EVANGELINE BANK AND TRUST COMPANY, THE — 2002
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 364,127,000 | 357,609,000 | 369,644,000 | 388,621,000 |
| Total loans | 171,350,000 | 178,262,000 | 183,760,000 | 183,073,000 |
| Allowance for loan losses | 3,512,000 | 3,476,000 | 3,496,000 | 3,501,000 |
| Securities available for sale | 154,891,000 | 149,865,000 | 155,149,000 | 169,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,934,000 | 293,200,000 | 303,550,000 | 322,987,000 |
| Interest-bearing deposits | 253,928,000 | 247,502,000 | 255,740,000 | 271,925,000 |
| Noninterest-bearing deposits | 48,006,000 | 45,698,000 | 47,810,000 | 51,062,000 |
| Equity capital | 58,753,000 | 61,207,000 | 62,801,000 | 62,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,291,000 | 10,739,000 | 16,081,000 | 21,332,000 |
| Interest expense | 2,121,000 | 4,096,000 | 5,993,000 | 7,915,000 |
| Net interest income | 3,170,000 | 6,643,000 | 10,088,000 | 13,417,000 |
| Noninterest income | 614,000 | 1,201,000 | 1,792,000 | 2,374,000 |
| Noninterest expense | 1,942,000 | 3,799,000 | 5,842,000 | 7,684,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 200,000 |
| Pretax income | 1,842,000 | 4,047,000 | 6,018,000 | 7,937,000 |
| Income tax | 542,000 | 1,152,000 | 1,824,000 | 2,453,000 |
| Net income | 1,300,000 | 2,895,000 | 4,194,000 | 5,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,277,000 | 59,872,000 | 61,171,000 | 61,045,000 |
| Total capital | 60,447,000 | 62,039,000 | 63,411,000 | 63,261,000 |
| Risk-weighted assets | 172,264,000 | 172,048,000 | 177,922,000 | 176,025,000 |