Call reports 2001
EVANGELINE BANK AND TRUST COMPANY, THE — 2001
What EVANGELINE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 309,330,000 | 320,352,000 | 332,162,000 | 356,714,000 |
| Total loans | 165,016,000 | 174,231,000 | 177,194,000 | 173,231,000 |
| Allowance for loan losses | 3,535,000 | 3,477,000 | 3,589,000 | 3,573,000 |
| Securities available for sale | 103,269,000 | 117,184,000 | 125,466,000 | 144,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,952,000 | 260,231,000 | 270,445,000 | 295,745,000 |
| Interest-bearing deposits | 206,247,000 | 217,432,000 | 227,881,000 | 252,750,000 |
| Noninterest-bearing deposits | 44,705,000 | 42,799,000 | 42,564,000 | 42,995,000 |
| Equity capital | 54,919,000 | 56,563,000 | 57,916,000 | 58,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,678,000 | 11,255,000 | 16,834,000 | 22,276,000 |
| Interest expense | 2,614,000 | 5,301,000 | 7,953,000 | 10,402,000 |
| Net interest income | 3,064,000 | 5,954,000 | 8,881,000 | 11,874,000 |
| Noninterest income | 577,000 | 1,178,000 | 1,744,000 | 2,304,000 |
| Noninterest expense | 1,863,000 | 3,753,000 | 5,632,000 | 7,227,000 |
| Provision for loan losses | 6,000 | 12,000 | 82,000 | 82,000 |
| Pretax income | 1,793,000 | 3,388,000 | 4,932,000 | 6,890,000 |
| Income tax | 564,000 | 1,063,000 | 1,564,000 | 2,016,000 |
| Net income | 1,229,000 | 2,325,000 | 3,368,000 | 4,874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,535,000 | 55,631,000 | 56,674,000 | 56,977,000 |
| Total capital | 56,829,000 | 57,952,000 | 58,852,000 | 59,169,000 |
| Risk-weighted assets | 182,287,000 | 184,533,000 | 172,837,000 | 174,509,000 |