Call reports 2009
TBK BANK, SSB — 2009
What TBK BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 261,841,000 | 251,793,000 | 250,822,000 | 241,339,000 |
| Total loans | 202,534,000 | 198,387,000 | 193,562,000 | 182,253,000 |
| Allowance for loan losses | 3,087,000 | 3,922,000 | 3,907,000 | 2,679,000 |
| Securities available for sale | 37,142,000 | 32,223,000 | 30,944,000 | 29,680,000 |
| Securities held to maturity | 638,000 | 638,000 | 638,000 | 638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,983,000 | 224,734,000 | 224,126,000 | 217,386,000 |
| Interest-bearing deposits | 231,986,000 | 221,573,000 | 220,129,000 | 214,877,000 |
| Noninterest-bearing deposits | 1,997,000 | 3,161,000 | 3,997,000 | 2,509,000 |
| Equity capital | 26,295,000 | 25,499,000 | 25,504,000 | 22,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,491,000 | 8,711,000 | 12,838,000 | 16,784,000 |
| Interest expense | 2,309,000 | 4,451,000 | 6,307,000 | 7,844,000 |
| Net interest income | 2,182,000 | 4,260,000 | 6,531,000 | 8,940,000 |
| Noninterest income | -200,000 | -326,000 | -314,000 | -1,165,000 |
| Noninterest expense | 1,930,000 | 4,047,000 | 5,920,000 | 8,212,000 |
| Provision for loan losses | 0 | 1,220,000 | 1,907,000 | 5,655,000 |
| Pretax income | 52,000 | -1,017,000 | -1,294,000 | -5,776,000 |
| Income tax | 18,000 | -346,000 | -440,000 | -2,102,000 |
| Net income | 34,000 | -671,000 | -854,000 | -3,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,039,000 | 25,350,000 | 25,184,000 | 21,098,000 |
| Total capital | 28,700,000 | 27,867,000 | 27,674,000 | 23,473,000 |
| Risk-weighted assets | 212,528,000 | 200,020,000 | 197,747,000 | 189,667,000 |