Call reports 2008
TBK BANK, SSB — 2008
What TBK BANK, SSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 273,382,000 | 272,052,000 | 296,420,000 | 269,830,000 |
| Total loans | 230,835,000 | 235,690,000 | 215,373,000 | 210,102,000 |
| Allowance for loan losses | 3,668,000 | 3,626,000 | 3,200,000 | 3,146,000 |
| Securities available for sale | 26,021,000 | 25,788,000 | 26,040,000 | 28,590,000 |
| Securities held to maturity | 639,000 | 639,000 | 638,000 | 639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,809,000 | 232,039,000 | 268,399,000 | 241,989,000 |
| Interest-bearing deposits | 241,083,000 | 228,252,000 | 265,100,000 | 239,008,000 |
| Noninterest-bearing deposits | 2,726,000 | 3,787,000 | 3,299,000 | 2,981,000 |
| Equity capital | 27,472,000 | 26,728,000 | 26,411,000 | 26,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,766,000 | 12,346,000 | 17,471,000 | 22,398,000 |
| Interest expense | 3,017,000 | 5,839,000 | 8,561,000 | 11,222,000 |
| Net interest income | 3,749,000 | 6,507,000 | 8,910,000 | 11,176,000 |
| Noninterest income | 47,000 | -56,000 | -1,965,000 | -2,231,000 |
| Noninterest expense | 2,671,000 | 5,144,000 | 7,052,000 | 9,224,000 |
| Provision for loan losses | 436,000 | 741,000 | 406,000 | 1,189,000 |
| Pretax income | 689,000 | 566,000 | -513,000 | -1,176,000 |
| Income tax | 234,000 | 192,000 | -174,000 | -400,000 |
| Net income | 455,000 | 374,000 | -339,000 | -776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,163,000 | 27,102,000 | 26,405,000 | 25,987,000 |
| Total capital | 29,998,000 | 30,003,000 | 29,182,000 | 28,718,000 |
| Risk-weighted assets | 225,947,000 | 231,372,000 | 221,709,000 | 218,130,000 |