Call reports 2007
TBK BANK, SSB — 2007
What TBK BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 158,249,000 | 202,463,000 | 252,277,000 | 251,669,000 |
| Total loans | 125,742,000 | 163,781,000 | 224,268,000 | 224,376,000 |
| Allowance for loan losses | 1,578,000 | 2,127,000 | 2,942,000 | 3,571,000 |
| Securities available for sale | 1,519,000 | 1,403,000 | 1,213,000 | 18,441,000 |
| Securities held to maturity | 638,000 | 638,000 | 639,000 | 639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,162,000 | 176,038,000 | 217,105,000 | 219,176,000 |
| Interest-bearing deposits | 138,732,000 | 174,782,000 | 214,281,000 | 215,356,000 |
| Noninterest-bearing deposits | 4,430,000 | 1,256,000 | 2,824,000 | 3,820,000 |
| Equity capital | 13,669,000 | 24,815,000 | 24,612,000 | 24,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,630,000 | 8,224,000 | 13,359,000 | 19,473,000 |
| Interest expense | 1,786,000 | 3,862,000 | 6,491,000 | 9,542,000 |
| Net interest income | 1,844,000 | 4,362,000 | 6,868,000 | 9,931,000 |
| Noninterest income | 33,000 | 162,000 | 166,000 | 173,000 |
| Noninterest expense | 1,148,000 | 2,715,000 | 4,671,000 | 6,339,000 |
| Provision for loan losses | 340,000 | 1,348,000 | 2,219,000 | 3,277,000 |
| Pretax income | 389,000 | 461,000 | 144,000 | 488,000 |
| Income tax | 132,000 | 157,000 | 49,000 | 138,000 |
| Net income | 257,000 | 304,000 | 95,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,472,000 | 24,611,000 | 24,418,000 | 24,691,000 |
| Total capital | 15,050,000 | 26,602,000 | 27,125,000 | 27,417,000 |
| Risk-weighted assets | 130,183,000 | 159,659,000 | 216,461,000 | 217,399,000 |