Call reports 2005
TBK BANK, SSB — 2005
What TBK BANK, SSB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 65,780,000 | 86,696,000 | 100,582,000 | 114,484,000 |
| Total loans | 50,927,000 | 68,806,000 | 85,372,000 | 100,606,000 |
| Allowance for loan losses | 397,000 | 577,000 | 737,000 | 914,000 |
| Securities available for sale | 2,915,000 | 2,800,000 | 2,490,000 | 2,358,000 |
| Securities held to maturity | 638,000 | 638,000 | 638,000 | 638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,443,000 | 76,228,000 | 89,754,000 | 103,741,000 |
| Interest-bearing deposits | 47,627,000 | 67,775,000 | 82,602,000 | 96,425,000 |
| Noninterest-bearing deposits | 7,816,000 | 8,453,000 | 7,152,000 | 7,316,000 |
| Equity capital | 9,832,000 | 9,969,000 | 10,161,000 | 9,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 2,245,000 | 4,067,000 | 5,905,000 |
| Interest expense | 221,000 | 672,000 | 1,302,000 | 2,048,000 |
| Net interest income | 652,000 | 1,573,000 | 2,765,000 | 3,857,000 |
| Noninterest income | 112,000 | 359,000 | 439,000 | 483,000 |
| Noninterest expense | 732,000 | 1,580,000 | 2,495,000 | 3,613,000 |
| Provision for loan losses | 148,000 | 345,000 | 508,000 | 695,000 |
| Pretax income | -116,000 | 7,000 | 201,000 | 32,000 |
| Income tax | 0 | 0 | 0 | 14,000 |
| Net income | -116,000 | 7,000 | 201,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,046,000 | 8,909,000 | 9,118,000 | 8,757,000 |
| Total capital | 9,443,000 | 9,486,000 | 9,855,000 | 9,671,000 |
| Risk-weighted assets | 56,142,000 | 72,225,000 | 90,863,000 | 104,512,000 |