Call report 2020Q4
WESTCHESTER BANK, THE — 2020Q4
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,233,476,000 | USD | evidence → |
| Total loans | 896,484,000 | USD | evidence → |
| Allowance for loan losses | 14,698,000 | USD | evidence → |
| Securities available for sale | 27,914,000 | USD | evidence → |
| Securities held to maturity | 61,153,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,037,425,000 | USD | evidence → |
| Interest-bearing deposits | 670,224,000 | USD | evidence → |
| Noninterest-bearing deposits | 367,201,000 | USD | evidence → |
| Equity capital | 128,027,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,964,000 | USD | evidence → |
| Interest expense | 6,517,000 | USD | evidence → |
| Net interest income | 35,447,000 | USD | evidence → |
| Noninterest income | 1,115,000 | USD | evidence → |
| Noninterest expense | 17,090,000 | USD | evidence → |
| Provision for loan losses | 3,400,000 | USD | evidence → |
| Pretax income | 16,072,000 | USD | evidence → |
| Income tax | 3,769,000 | USD | evidence → |
| Net income | 12,303,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 127,312,000 | USD | evidence → |
| Total capital | 139,073,000 | USD | evidence → |
| Risk-weighted assets | 936,110,000 | USD | evidence → |