Call report 2019Q4
WESTCHESTER BANK, THE — 2019Q4
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 992,924,000 | USD | evidence → |
| Total loans | 839,944,000 | USD | evidence → |
| Allowance for loan losses | 12,124,000 | USD | evidence → |
| Securities available for sale | 16,720,000 | USD | evidence → |
| Securities held to maturity | 59,225,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 812,911,000 | USD | evidence → |
| Interest-bearing deposits | 513,890,000 | USD | evidence → |
| Noninterest-bearing deposits | 299,021,000 | USD | evidence → |
| Equity capital | 123,600,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,122,000 | USD | evidence → |
| Interest expense | 8,088,000 | USD | evidence → |
| Net interest income | 34,034,000 | USD | evidence → |
| Noninterest income | 1,149,000 | USD | evidence → |
| Noninterest expense | 17,324,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 17,650,000 | USD | evidence → |
| Income tax | 3,882,000 | USD | evidence → |
| Net income | 13,768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 123,382,000 | USD | evidence → |
| Total capital | 134,344,000 | USD | evidence → |
| Risk-weighted assets | 873,933,000 | USD | evidence → |