Call report 2010Q4
WESTCHESTER BANK, THE — 2010Q4
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,510,000 | USD | evidence → |
| Total loans | 122,728,000 | USD | evidence → |
| Allowance for loan losses | 1,686,000 | USD | evidence → |
| Securities available for sale | 51,874,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 185,781,000 | USD | evidence → |
| Interest-bearing deposits | 137,981,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,800,000 | USD | evidence → |
| Equity capital | 17,826,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,273,000 | USD | evidence → |
| Interest expense | 1,864,000 | USD | evidence → |
| Net interest income | 6,409,000 | USD | evidence → |
| Noninterest income | 160,000 | USD | evidence → |
| Noninterest expense | 5,355,000 | USD | evidence → |
| Provision for loan losses | 950,000 | USD | evidence → |
| Pretax income | 484,000 | USD | evidence → |
| Income tax | -659,000 | USD | evidence → |
| Net income | 1,143,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,856,000 | USD | evidence → |
| Total capital | 18,488,000 | USD | evidence → |
| Risk-weighted assets | 130,512,000 | USD | evidence → |