Call report 2008Q4
WESTCHESTER BANK, THE — 2008Q4
The 22 measures WESTCHESTER BANK, THE reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,806,000 | USD | evidence → |
| Total loans | 11,943,000 | USD | evidence → |
| Allowance for loan losses | 120,000 | USD | evidence → |
| Securities available for sale | 8,550,000 | USD | evidence → |
| Securities held to maturity | 4,024,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,314,000 | USD | evidence → |
| Interest-bearing deposits | 24,383,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,931,000 | USD | evidence → |
| Equity capital | 17,527,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 516,000 | USD | evidence → |
| Interest expense | 181,000 | USD | evidence → |
| Net interest income | 335,000 | USD | evidence → |
| Noninterest income | 11,000 | USD | evidence → |
| Noninterest expense | 1,587,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | -1,361,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,361,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,371,000 | USD | evidence → |
| Total capital | 17,491,000 | USD | evidence → |
| Risk-weighted assets | 38,239,000 | USD | evidence → |