Call reports 2006
MBNA AMERICA (DELAWARE), N.A. — 2006
What MBNA AMERICA (DELAWARE), N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 6,427,055,000 | 7,531,951,000 |
| Total loans | 4,330,785,000 | 4,876,547,000 |
| Allowance for loan losses | 76,776,000 | 107,716,000 |
| Securities available for sale | 4,628,000 | 4,492,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 79,613,000 | 75,300,000 |
| Interest-bearing deposits | 0 | 0 |
| Noninterest-bearing deposits | 79,613,000 | 75,300,000 |
| Equity capital | 2,096,596,000 | 2,126,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 106,217,000 | 217,889,000 |
| Interest expense | 43,165,000 | 96,368,000 |
| Net interest income | 63,052,000 | 121,521,000 |
| Noninterest income | 84,681,000 | 167,275,000 |
| Noninterest expense | 67,911,000 | 116,784,000 |
| Provision for loan losses | 26,094,000 | 71,753,000 |
| Pretax income | 53,670,000 | 100,201,000 |
| Income tax | 19,380,000 | 36,304,000 |
| Net income | 34,290,000 | 63,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 754,609,000 | 818,648,000 |
| Total capital | 819,832,000 | 897,121,000 |
| Risk-weighted assets | 4,962,236,000 | 6,045,585,000 |