Call reports 2001
MBNA AMERICA (DELAWARE), N.A. — 2001
What MBNA AMERICA (DELAWARE), N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,545,759,000 | 1,618,730,000 | 1,653,350,000 | 1,863,493,000 |
| Total loans | 1,183,229,000 | 1,269,895,000 | 1,346,424,000 | 1,490,810,000 |
| Allowance for loan losses | 12,660,000 | 12,755,000 | 14,455,000 | 17,059,000 |
| Securities available for sale | 51,320,000 | 51,211,000 | 51,547,000 | 81,472,000 |
| Securities held to maturity | 13,060,000 | 12,944,000 | 12,594,000 | 12,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,261,000 | 5,306,000 | 5,621,000 | 7,594,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 5,261,000 | 5,306,000 | 5,621,000 | 7,594,000 |
| Equity capital | 378,543,000 | 384,328,000 | 388,324,000 | 397,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 25,899,000 | 53,237,000 | 82,576,000 | 113,262,000 |
| Interest expense | 15,219,000 | 28,465,000 | 42,097,000 | 53,901,000 |
| Net interest income | 10,680,000 | 24,772,000 | 40,479,000 | 59,361,000 |
| Noninterest income | 36,292,000 | 74,804,000 | 111,719,000 | 150,367,000 |
| Noninterest expense | 37,462,000 | 74,758,000 | 113,189,000 | 147,443,000 |
| Provision for loan losses | 6,402,000 | 12,608,000 | 20,921,000 | 29,930,000 |
| Pretax income | 3,108,000 | 12,210,000 | 18,088,000 | 32,355,000 |
| Income tax | 1,096,000 | 4,361,000 | 6,477,000 | 11,828,000 |
| Net income | 2,012,000 | 7,849,000 | 11,611,000 | 20,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,986,000 | 285,645,000 | 299,578,000 | 299,278,000 |
| Total capital | 282,646,000 | 298,400,000 | 314,033,000 | 316,337,000 |
| Risk-weighted assets | 1,318,296,000 | 1,407,088,000 | 1,477,952,000 | 1,641,052,000 |