Call reports 2013
FIRST NATIONAL BANK OF CAMBRIDGE, THE — 2013
What FIRST NATIONAL BANK OF CAMBRIDGE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 |
|---|---|
| Total assets | 51,393,000 |
| Total loans | 22,404,000 |
| Allowance for loan losses | 327,000 |
| Securities available for sale | 14,496,000 |
| Securities held to maturity | 14,000 |
| Trading assets | 0 |
| Total deposits | 46,197,000 |
| Interest-bearing deposits | 38,493,000 |
| Noninterest-bearing deposits | 7,704,000 |
| Equity capital | 5,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 |
|---|---|
| Interest income | 341,000 |
| Interest expense | 43,000 |
| Net interest income | 298,000 |
| Noninterest income | 99,000 |
| Noninterest expense | 320,000 |
| Provision for loan losses | 0 |
| Pretax income | 77,000 |
| Income tax | 3,000 |
| Net income | 74,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 |
|---|---|
| Tier 1 capital | 5,004,000 |
| Total capital | 5,329,000 |
| Risk-weighted assets | 26,008,000 |