Call reports 2008

FIRST NATIONAL BANK OF CAMBRIDGE, THE — 2008

Name: FIRST NATIONAL BANK OF CAMBRIDGE, THE — FFIEC call report 2008
Creator: FIRST NATIONAL BANK OF CAMBRIDGE, THE

What FIRST NATIONAL BANK OF CAMBRIDGE, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/baddc83d-d9bc-4476-b701-bff74abc3be4/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	39,397,000	39,453,000	39,900,000	40,422,000
Total loans	20,897,000	23,654,000	25,438,000	24,103,000
Allowance for loan losses	459,000	461,000	461,000	336,000
Securities available for sale	12,040,000	10,645,000	9,357,000	8,620,000
Securities held to maturity	82,000	80,000	78,000	76,000
Trading assets	0	0	0	0
Total deposits	34,279,000	34,443,000	34,740,000	35,568,000
Interest-bearing deposits	30,099,000	29,890,000	30,415,000	30,470,000
Noninterest-bearing deposits	4,180,000	4,553,000	4,325,000	5,098,000
Equity capital	4,817,000	4,749,000	4,881,000	4,736,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	630,000	1,189,000	1,725,000	2,251,000
Interest expense	238,000	457,000	656,000	849,000
Net interest income	392,000	732,000	1,069,000	1,402,000
Noninterest income	99,000	157,000	536,000	613,000
Noninterest expense	349,000	684,000	1,245,000	1,586,000
Provision for loan losses	0	0	0	0
Pretax income	161,000	224,000	379,000	448,000
Income tax	81,000	85,000	89,000	54,000
Net income	80,000	139,000	290,000	394,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	4,640,000	4,684,000	4,820,000	4,639,000
Total capital	4,947,000	5,023,000	5,179,000	4,975,000
Risk-weighted assets	24,451,000	27,001,000	28,650,000	28,079,000