Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 218,019,000 | 204,425,000 | 191,852,000 |
| Total loans | 170,677,000 | 147,353,000 | 143,874,000 |
| Allowance for loan losses | 6,297,000 | 6,557,000 | 6,669,000 |
| Securities available for sale | 11,408,000 | 25,227,000 | 21,681,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 213,365,000 | 201,216,000 | 188,099,000 |
| Interest-bearing deposits | 202,268,000 | 189,726,000 | 178,276,000 |
| Noninterest-bearing deposits | 11,097,000 | 11,490,000 | 9,823,000 |
| Equity capital | 3,655,000 | 2,099,000 | 2,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 2,932,000 | 5,475,000 | 7,772,000 |
| Interest expense | 1,042,000 | 2,014,000 | 2,863,000 |
| Net interest income | 1,890,000 | 3,461,000 | 4,909,000 |
| Noninterest income | 193,000 | -941,000 | 307,000 |
| Noninterest expense | 1,899,000 | 3,573,000 | 6,646,000 |
| Provision for loan losses | -584,000 | -75,000 | -114,000 |
| Pretax income | 768,000 | -948,000 | -1,286,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 768,000 | -948,000 | -1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 3,715,000 | 1,997,000 | 1,660,000 |
| Total capital | 5,920,000 | 3,969,000 | 3,320,000 |
| Risk-weighted assets | 171,544,000 | 153,179,000 | 152,390,000 |