Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 263,183,000 | 259,478,000 | 248,399,000 | 222,673,000 |
| Total loans | 201,188,000 | 200,044,000 | 188,367,000 | 179,176,000 |
| Allowance for loan losses | 3,957,000 | 5,674,000 | 3,816,000 | 7,166,000 |
| Securities available for sale | 7,138,000 | 12,020,000 | 8,234,000 | 11,569,000 |
| Securities held to maturity | 12,058,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,076,000 | 245,374,000 | 234,351,000 | 218,064,000 |
| Interest-bearing deposits | 232,908,000 | 231,873,000 | 221,344,000 | 208,099,000 |
| Noninterest-bearing deposits | 14,168,000 | 13,501,000 | 13,007,000 | 9,965,000 |
| Equity capital | 14,807,000 | 12,658,000 | 12,697,000 | 2,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,548,000 | 7,247,000 | 10,751,000 | 14,105,000 |
| Interest expense | 1,584,000 | 2,976,000 | 4,310,000 | 5,461,000 |
| Net interest income | 1,964,000 | 4,271,000 | 6,441,000 | 8,644,000 |
| Noninterest income | 215,000 | 307,000 | 478,000 | 464,000 |
| Noninterest expense | 1,774,000 | 4,476,000 | 6,249,000 | 9,333,000 |
| Provision for loan losses | -38,000 | 2,123,000 | 2,640,000 | 11,446,000 |
| Pretax income | 443,000 | -1,768,000 | -1,717,000 | -11,418,000 |
| Income tax | 7,000 | 11,000 | 15,000 | 18,000 |
| Net income | 436,000 | -1,779,000 | -1,732,000 | -11,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,819,000 | 12,604,000 | 12,650,000 | 2,946,000 |
| Total capital | 17,468,000 | 15,201,000 | 15,064,000 | 5,213,000 |
| Risk-weighted assets | 210,606,000 | 204,688,000 | 191,713,000 | 176,492,000 |