Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 239,546,000 | 249,273,000 | 247,005,000 | 262,722,000 |
| Total loans | 208,098,000 | 202,050,000 | 202,740,000 | 204,258,000 |
| Allowance for loan losses | 2,680,000 | 2,925,000 | 3,087,000 | 4,256,000 |
| Securities available for sale | 0 | 0 | 0 | 5,002,000 |
| Securities held to maturity | 7,273,000 | 5,502,000 | 13,953,000 | 14,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,483,000 | 230,876,000 | 229,321,000 | 247,268,000 |
| Interest-bearing deposits | 209,896,000 | 219,245,000 | 216,355,000 | 233,258,000 |
| Noninterest-bearing deposits | 10,587,000 | 11,631,000 | 12,966,000 | 14,011,000 |
| Equity capital | 18,265,000 | 17,400,000 | 16,110,000 | 14,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,424,000 | 6,916,000 | 10,188,000 | 13,800,000 |
| Interest expense | 2,024,000 | 3,983,000 | 5,685,000 | 7,301,000 |
| Net interest income | 1,400,000 | 2,933,000 | 4,503,000 | 6,499,000 |
| Noninterest income | 110,000 | 154,000 | 337,000 | 468,000 |
| Noninterest expense | 1,510,000 | 3,239,000 | 5,706,000 | 7,945,000 |
| Provision for loan losses | 590,000 | 1,253,000 | 1,821,000 | 3,493,000 |
| Pretax income | -590,000 | -1,405,000 | -2,687,000 | -4,471,000 |
| Income tax | 10,000 | 13,000 | 14,000 | 21,000 |
| Net income | -600,000 | -1,418,000 | -2,701,000 | -4,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,265,000 | 17,400,000 | 16,110,000 | 14,383,000 |
| Total capital | 20,946,000 | 20,054,000 | 18,751,000 | 17,003,000 |
| Risk-weighted assets | 218,946,000 | 212,100,000 | 210,376,000 | 211,663,000 |