Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 184,674,000 | 228,524,000 | 224,810,000 | 234,525,000 |
| Total loans | 165,565,000 | 209,338,000 | 210,991,000 | 211,288,000 |
| Allowance for loan losses | 1,652,000 | 2,000,000 | 2,295,000 | 2,572,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,499,000 | 2,501,000 | 2,501,000 | 3,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,868,000 | 209,951,000 | 205,412,000 | 214,676,000 |
| Interest-bearing deposits | 163,292,000 | 205,261,000 | 194,618,000 | 206,524,000 |
| Noninterest-bearing deposits | 6,576,000 | 4,690,000 | 10,794,000 | 8,151,000 |
| Equity capital | 13,641,000 | 17,493,000 | 18,170,000 | 18,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,932,000 | 6,449,000 | 10,209,000 | 13,875,000 |
| Interest expense | 1,788,000 | 3,857,000 | 5,982,000 | 8,055,000 |
| Net interest income | 1,144,000 | 2,592,000 | 4,227,000 | 5,820,000 |
| Noninterest income | 116,000 | 252,000 | 393,000 | 466,000 |
| Noninterest expense | 1,499,000 | 3,147,000 | 4,754,000 | 6,091,000 |
| Provision for loan losses | 352,000 | 930,000 | 1,522,000 | 2,080,000 |
| Pretax income | -591,000 | -1,233,000 | -1,656,000 | -1,885,000 |
| Income tax | 0 | 0 | 4,000 | 4,000 |
| Net income | -591,000 | -1,233,000 | -1,660,000 | -1,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,641,000 | 17,493,000 | 18,170,000 | 18,658,000 |
| Total capital | 15,293,000 | 19,493,000 | 20,465,000 | 21,230,000 |
| Risk-weighted assets | 174,548,000 | 216,637,000 | 216,577,000 | 218,545,000 |