Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 70,031,000 | 86,205,000 | 126,909,000 | 155,712,000 |
| Total loans | 46,164,000 | 61,385,000 | 92,514,000 | 130,889,000 |
| Allowance for loan losses | 577,000 | 690,000 | 940,000 | 1,312,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,978,000 | 1,986,000 | 2,494,000 | 8,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,301,000 | 76,983,000 | 117,096,000 | 142,038,000 |
| Interest-bearing deposits | 57,262,000 | 71,521,000 | 110,088,000 | 135,112,000 |
| Noninterest-bearing deposits | 4,039,000 | 5,462,000 | 7,008,000 | 6,926,000 |
| Equity capital | 8,355,000 | 7,863,000 | 8,858,000 | 12,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,388,000 | 4,089,000 | 6,722,000 |
| Interest expense | 615,000 | 1,452,000 | 2,472,000 | 4,160,000 |
| Net interest income | 402,000 | 936,000 | 1,617,000 | 2,562,000 |
| Noninterest income | 11,000 | 35,000 | 90,000 | 193,000 |
| Noninterest expense | 722,000 | 1,659,000 | 2,973,000 | 4,644,000 |
| Provision for loan losses | 158,000 | 271,000 | 521,000 | 893,000 |
| Pretax income | -467,000 | -959,000 | -1,787,000 | -2,782,000 |
| Income tax | 0 | 0 | 3,000 | 4,000 |
| Net income | -467,000 | -959,000 | -1,790,000 | -2,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,355,000 | 7,863,000 | 8,858,000 | 12,559,000 |
| Total capital | 8,932,000 | 8,553,000 | 9,798,000 | 13,871,000 |
| Risk-weighted assets | 53,896,000 | 69,995,000 | 102,186,000 | 143,829,000 |