Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 13,796,000 | 22,769,000 | 47,326,000 | 53,078,000 |
| Total loans | 6,309,000 | 13,457,000 | 21,194,000 | 33,504,000 |
| Allowance for loan losses | 79,000 | 168,000 | 265,000 | 419,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,474,000 | 1,489,000 | 1,486,000 | 1,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,908,000 | 15,214,000 | 37,844,000 | 43,970,000 |
| Interest-bearing deposits | 4,147,000 | 12,756,000 | 31,980,000 | 41,645,000 |
| Noninterest-bearing deposits | 1,761,000 | 2,458,000 | 5,864,000 | 2,325,000 |
| Equity capital | 7,819,000 | 7,414,000 | 9,264,000 | 8,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 115,000 | 393,000 | 917,000 | 1,707,000 |
| Interest expense | 14,000 | 105,000 | 381,000 | 858,000 |
| Net interest income | 101,000 | 288,000 | 536,000 | 849,000 |
| Noninterest income | 0 | 5,000 | 14,000 | 23,000 |
| Noninterest expense | 417,000 | 925,000 | 1,493,000 | 2,103,000 |
| Provision for loan losses | 79,000 | 168,000 | 265,000 | 419,000 |
| Pretax income | -395,000 | -800,000 | -1,208,000 | -1,650,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | -396,000 | -801,000 | -1,209,000 | -1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,819,000 | 7,414,000 | 9,264,000 | 8,822,000 |
| Total capital | 7,819,000 | 7,582,000 | 9,529,000 | 9,241,000 |
| Risk-weighted assets | 8,894,000 | 17,388,000 | 28,790,000 | 39,999,000 |