Call reports 2026
COMMERCIAL STATE BANK — 2026
What COMMERCIAL STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 121,297,000 | 126,580,000 |
| Total loans | 43,135,000 | 40,725,000 |
| Allowance for loan losses | 758,000 | 721,000 |
| Securities available for sale | 56,198,000 | 52,956,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 108,528,000 | 114,289,000 |
| Interest-bearing deposits | 52,642,000 | 58,816,000 |
| Noninterest-bearing deposits | 55,886,000 | 55,473,000 |
| Equity capital | 12,388,000 | 11,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,437,000 | 2,851,000 |
| Interest expense | 98,000 | 233,000 |
| Net interest income | 1,339,000 | 2,618,000 |
| Noninterest income | 175,000 | 350,000 |
| Noninterest expense | 981,000 | 1,982,000 |
| Provision for loan losses | 70,000 | 30,000 |
| Pretax income | 463,000 | 964,000 |
| Income tax | 0 | 0 |
| Net income | 463,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,440,000 | 13,194,000 |
| Total capital | 14,072,000 | 13,788,000 |
| Risk-weighted assets | 50,342,000 | 47,363,000 |